Getting Financial Help For Single Mothers - May Be Easier Than You Think
Supporting yourself and your family as a single parent can sometimes seem very challenging. But, even when times are hard, it is possible to find help if you know where to look.
If you are a single parent struggling financially, you need to maximize your sources of getting help. In this article, we talk about the basics of finding Financial Help For Single Mothers.
Finding food
As a single parent, sometimes you may come face to face with days when even feeding your family seems nearly impossible. When it comes to obtaining food assistance, the first organization you may want to contact is Temporary Assistance for Needy Families, or TANF. In case you do not qualify for TANF assistance for some reason, you may want to look for food pantries near your area which serve families in need for no cost.
Feeding America and Ample Harvest are two of the most popular food pantries in the country. Sometimes, the church in the neighborhood or some other similar organization may help you in this regard, too. Note that, in order to obtain help when you really need it, there is no reason to be a member of church. Also, as far as the kids are concerned, the National School Lunch Program may Financial Help For Single Mothers if your situation qualifies.
Protecting your house
When things are hard financially for you, chances are that paying your mortgage is quite tough if you own a house. If you are behind your mortgage payments, you may apply for assistance under the government’s Making Home Affordable Program. That is, if your monthly income is less than three times the amount of your mortgage, or if you recently had to go through a crisis, like loss of job, medical problem, or divorce.
If, currently you are being able to pay your mortgage amount but think that in near future you may not be, you may apply for loan modification under the same government program, too. Approaching your lender to have your interest lowered, tenure lengthened, or principal decreased, is another route you can take.
If, for some reason, you need a loan or some other kind of assistance, your local church may be able to Single Mothers Financial Help. Also, it is a good idea to look for charity organizations near your house. Community organizations and certain religious organizations may also come forward to assist you, so be sure to check with them.
Facing your challenges
While everything may seem utterly challenging, it is important that you do not lose hope. Things are going to change sooner or later, and it is important for you to remember that. No matter how tough your circumstances appear, try to maintain a positive attitude even though doing that may feel like the hardest thing to do.
Taking care of your responsibilities as a single parent is certainly not a simple task; but, with perseverance and hope, it is doable. So, no matter how things go, try not to lose hope.
As long as your debts are unsecured in nature, such as debts from credit cards, medical bills, business debts etc., the program will be able to Single Mothers Financial Help if you qualify. Note that the program will be of no help if your debs involve utility bills, lawsuits, student loans and other forms of secured loans.
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